Teaching about financial learning for children from now on is important. With the purpose of introducing to children, that life is something that definitely needs financing. By saving or investing is one way to grow our ability to buy something we want.
Money is not everything, but money will help everyone in taking solutions to a problem.
Educate, motivate, and support your children to diligently saving and learning investment early and not consumptive.
Unfortunately, financial education is very minimal that can be obtained by children during school, so we must actively teach it as parents.
It is not easy to teach children to postpone fun and start investing, but it is very important to stock in the future when they grow up and mature.
There are some simple things we can teach kids about managing personal finances and managing money.
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Introduce children to money, as soon as children can count. Provide information on investment benefits or saving actively.
Maybe at first the kids will refuse, and prefer to buy a funny pencil box or a favorite snack. But the continuous repetition is expected that he will make him understand and understand.
Observation and repetition are two important ways children learn. Teach continuously to become a habit. Something difficult is usually only at the beginning, but after it's done over and over it will become a habit (for any matter).
Teach children how to appreciate money, how to save, make more and use it wisely.
Help children to recognize the difference between NEEDs and WANTs, which are important and unimportant. By knowing where the NEEDs are and where WANTs are, the child will be wiser in making decisions in the future.
Create a goal / goal to achieve. Many people do not achieve goals because they never make it.
How to create goals for children? All the objects / toys kids want, it could be a goal for them.
By creating a goal, children can learn to be responsible for their "ideals".
How to save? Simply, teach the child to always set aside some of the allowance we give him a tube.
Usually children are difficult to save because they can not resist the desire to buy something, it's natural. So, skip ahead at the beginning bit by bit according to ability as best you can.
Introduce savings benefits rather than spend money. Explain and practice the concept of flowering interest. How to? If the child saves at home, give reward / extra money as a form of "interest" as in the bank.
By earning interest, the child will be increasingly motivated for savings and begin to understand the principle of flowering interest.
As soon as the child's savings become more and more, buy a stock and keep it for the long haul. Choose stocks that are likely to be defensive for your child's investments.
If money is not enough to buy shares how? Your child may wait to keep saving, or introduce Joint principles.
If the child's money is not enough for a stock investment, either combine it with his siblings' money, or your money on the profit-sharing principle.
If any returns or returns on investment are shared, as well as any losses.
For a stock investment for children, choose a long-term investment and not just a year or two.
After the money collects a lot, give the child a permit to dilute some of the savings to buy the goods he likes.
If he manages to reach his destination, buy the goods he wants with his money, then he will be CHARGED to save.
Such is the financial education that can be given to children from an early age, since they mengeal calculations obtained from school. Nothing is easy, much less teaching children. The world of children is a world of play, and loves something new from what he sees. And tend to be angry if the maianan in want not bought. Hope to inspire you .... Thanks.