Can not deny now credit cards are working almost the same as cash. Even in some places, payments with these credit cards have an advantage over cash or debit cards. Beyond there may still be many people who have problems with this credit card. It's all because of wrong or lack of their knowledge in using it. And also less wise in positioning credit cards as a means of payment today. But actually this credit card is made with the intent to help. So it must be recognized, behind the existing shortcomings, the advantages we should also realize. Well today we want a little chat about the advantages that exist on this credit card. The truth is if we can optimize the usage can be a useful item for us.
Emergency Fund
Credit cards can be an emergency fund when finances are less stable, but be careful and as precise as possible. Do not get used just because we want a momentary convenience but ultimately miserable.
Flower Fair
The
imposition of interest on credit cards can be said to be more fair,
especially when compared with the flat rate of home loans for example. Although interest bears interest, but the imposition of interest only from the remaining balance. Compare with home loans that are calculated from the principal.
Interest 0%
If we pay our usage before maturity, then we do not get interest at all alias 0%. This is very profitable for the good at managing finances in using credit cards. Because true credit cards are made to facilitate people who want progress in financial life.
Borrow 40 Days Without Flowers
In
addition to paying on time, if we use a credit card between printed
bill and maturity pay, we can use other people's money 40 days without
interest. So it can be said to fail or not with our card depending on how we manage it. Okay, so my share for this time. Hopefully useful, Until meet on another occasion.
